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2003 (3)

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Inside the Japanese company
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ISBN: 0203433637 1134400373 1280073284 0415306701 0203350758 9780203433638 9780415306706 9781134400362 1134400365 9781134400379 9781134400324 Year: 2003 Publisher: London ; New York : RoutledgeCurzon,

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Abstract

Based on extensive original research this work explores the attitudes of Japanese employees towards their work, their company and on related issues, and finds they are much more complicated than those portrayed by Western stereotypes.

Investment guarantees : modeling and risk management for equity-linked life insurance.
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ISBN: 0471392901 9780471392903 Year: 2003 Publisher: Hoboken Wiley

Genes and insurance : ethical, legal, and economic issues
Authors: --- ---
ISBN: 1107138930 1280420146 0511179995 0511203977 051106294X 0511326289 0511495374 051107140X 9780511062940 9780511179990 9780511495373 0521830907 9780521830904 9781107138933 9781280420146 9780511203978 9780511326288 9780521054508 0521054508 Year: 2003 Publisher: Cambridge : Cambridge University Press,

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Abstract

The result of two key social developments in recent years are examined here: the partial dismantling of the welfare state and the progress of genetics. Genetic insights are increasingly valuable for risk assessment, and insurers would like to use these insights to help determine premiums. Combined with the fact that social welfare is being curtailed, this could potentially create an uninsured high-risk population. Along with considerations of autonomy and privacy, this is the basis for an ethical critique of insurer's access to information. The result has often been regulation of such information; but the authors argues that due to adverse selection, regulation will not solve these problems, and this may jeopardize the survival of private personal insurance. Instead, we should look towards the resurrection of social insurance, a key component of the welfare state. This will interest academic researchers as well as professionals involved with genetics and insurance.

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